Products and Services

Address Change Request Form

Visa Credit Cards

Experience the benefit of City Co FCU membership with our low rate VISA card.

  • Rates as low as 8.50% APR (Rates range from a low of 8.50% APR to 16.50% APR depending upon your credit worthiness).
  • No annual fee
  • No balance transfer fee
  • 25 day grace period for payment convenience

Save money and enjoy the convenience of a City Co FCU Visa card. Apply today with the on-line link.


City Co Federal Credit Union offers a variety of loans to help you make your
dreams come true with CCFCU.

  • Home Equity
    Lending up to 15 years at maximum of 80% of the Home Value. For more information or to apply, please download and fill out our application.

  • New and Used Car Loans
    Thinking about that new vehicle? Need a bigger car for the family? Then call
    or apply with City Co Federal Credit Union for our great car loan rates and
    we'll get you cruisin’ in style.

  • Unsecured Personal Loans
    Based on your credit status, you may qualify up to $7,500.00 on your signature.

  • Share Secured Loan
    Use your savings account funds to secure your loan while earning dividends
    on your account.

Other Services - Electronic Transactions

  • Payroll Deduction
  • Direct Deposit
  • ACH Debit/Credit

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Overdraft Advance/Courtesy Pay Program

It happens to the best of us. We unintentionally write a check for more money than we have in our checking account, forget to record an ATM withdraw, forget to note a debit transaction, or forget to note an automatic bill pay deduction. Whatever the reason, a check returned for insufficient funds (NSF) is both costly and embarrassing.

You can end all that with Overdraft Advance/Courtesy Pay in conjunction with your free credit union checking account. Below is the link for both the letter sent to our members and the application.


The Tornado in Moore, Oklahoma in 2013, Hurricane Sandy in 2012, or Hurricane Katrina in 2005; and so many other natural disasters has taught us all valuable lessons. Disasters can happen anywhere and your Credit Union can experience interruption in service from power outages, severe storms, fire, and terrorist attacks. Your Credit Union is taking a proactive approach to this potential problem. Therefore, in case of a disaster involving City Co Federal Credit Union, we are asking our members to check our website or our Facebook for further instructions, and/or listen to your television, radio, iPhones, or any other type of communication devises possible. We will make a public announcement to our members as soon as possible.

Regular Savings Accounts

A $25.00 initial minimum deposit is required which reflect your share of the
City Co Federal Credit Union, an interest earned account which is paid quarterly.

We are asking our members when they come into the office or when they call us, to speak with the MSR and setup their own Personal Account Password. By doing so, this will add an additional layer of security and will benefit both our member and the Credit Union.

Share Draft Checking Accounts
There are no minimum balances and no monthly maintenance fees. Stop by the credit union and one of our staff members will assist you in opening a account. There are many styles of checks to choose from.


Dormant accounts are of no advantage to you, our members, or to us. We are asking our members to please take a look at your statement and determine if you are using your account with us, and/or if you still want to maintain your account with City Co FCU. Your account must be maintained, even if it’s not being used. A phone call to our office acknowledging the account, or a small deposit is all that is needed to remove the Dormancy status. As of 12/01/2013, we began charging a $5.00 monthly dormant account fee to accounts that have not had activity for at least two years or longer.

Ask us how you can use automatic transfers or payroll deduction to make saving painless and keep your account from going dormant. Even saving a little at a time can add up to a lot. Please call us or stop by the Credit Union office and we’ll show you how.

ATM/Debit Card

It's time to pay for your purchases with the cashier, you have to write a check, but you need to show your Driver’s License along with other information they require, can you Verify that information? Forget the hassle, use your ATM/ Debit card, it’s quick, fast and convenient. It is accepted almost anywhere a VISA logo is shown, and best of all it comes right out of your checking account, it’s not a credit card-it only looks like one. Also, any Dollar Bank ATM is FREE (no fee is charged).

Christmas Club Accounts
City Co FCU is pleased to offer its members Christmas Club Accounts. They are transferred to your savings account the first week of October each year and are automatically renewed each year. Plus, you have the option to withdrawal or transfer funds from the account at any time. There is no penalty for early withdrawal which is an added benefit for you should something unexpected happen. If you are interested in starting a new Christmas Club, please call us or stop by the office. We will be more than happy to help you achieve this either through payroll deduction or ACH. Christmas Club accounts are a great way to make your Holidays a little brighter.

Vacation & Special Share Accounts
There is no minimum balance required in these accounts And can be used for any
special occasion. These accounts also earn dividends quarterly.

Notice of Change - Funds Availability Policy Effective June, 2019, any checks deposited will be given at least $225 next day availability in accordance with our Funds Availability Policy. For additional disclosure information, please refer to our Funds Availability Policy available at all office locations.


Why throw away your money? Do yourself a favor and start saving today! As a Credit Union member, there's never a better time to save money on your wireless phone service. Do yourself a favor and start saving today!

  • 10% off most regularly priced Sprint individual service plans
  • 15% off most regularly priced Sprint business service plans
  • National rates with no roaming or long distance char

For this exclusive discount, tell them you're a Credit Union member. Ask to be attached to the NACUC_ZZM corporate ID. For individual or business accounts cal 877.728.3428 or click on or visit the nearest Sprint retail location.

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220 Grant Street
Pittsburgh, PA 15219

Hours of Operation:
Monday through Thursday: 8:30 am – 4:00 pm
Friday: 8:30 am – 5:00 pm

Contact Us:
Ph #: 412-350-5957
Fax #: 412-281-9158
Email Address:

Automated Member Account Information – 1-800-983-9561

Detailed Website:

Accounts Offered:

  • Share/Savings Accounts
  • Sub Savings Accounts
  • Holiday Club Accounts
  • Money Market
  • Share/Savings Term Certificates
  • Trust Accounts
  • Checking Accounts (Free)
  • Second Chance Checking
  • Full Family Membership

Member Services Offered:

  • Courtesy Pay Program
  • Overdraft Protection (for Checking Accounts from Savings)
  • Member Cash Operations
  • Same Day Phone and Mail Transactions
  • Home Banking
  • Mobiliti Banking & Deposits
  • E-Statements
  • Online BillPay & Popmoney
  • Online Check Re-Ordering
  • Visa Check/Debit Cards (No Annual Fee)
  • Visa Reloadable Debit Cards
  • Visa Credit Card Program (No Annual Fee & No Transfer Fee)
  • ACH/Direct Deposit
  • Payroll Deduction

  • Electronic Loan Applications
  • E Signature Loans (Electronic)
  • Signature Loans
  • New & Used Vehicle Loans
  • New & Used Motorcycle Loans
  • 100% Share Secured Loans
  • Holiday Discount Loans – (12 Months)
  • Home Equity Loans

  • Money Orders up to $1,000 @ $2.00 each
  • U.S. Postage Stamps
  • Coin Counter Machine
  • Visa Gift Cards @ $3.00 Each
  • Notary Public Service (Vehicles Not Included)

  • Invest In America – CU Member Discounts
  • TruStage Credit Disability & Credit Life Insurance
  • TruStage Insurance – Visit


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Available for:
6 Months
Interest paid/ posted quarterly
12 Months
Interest paid/ posted quarterly
24 Months
Interest paid/ posted quarterly
36 Months
Interest paid/ posted quarterly

Penalty for early withdrawal = 30 days interest

*Dividends are paid quarterly directly to you Certificate.

**All dividends and interest rates are subject to change without prior notice.


Your savings federally insured to at least $250,000 and backed by the
full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.


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220 Grant Street
Pittsburgh, PA 15219

Phone: 412-350-5957
Fax: 412-281-9158

Contact Us

Routing Number: 243083224

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