FACTS

WHAT DOES City Co Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account Balances and payment history
Credit history and scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons City Co FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does City Co FCU share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes—

to offer our products and services to you

Yes

For joint marketing with other ﬁnancial companies

Yes

For our afﬁliates’ everyday business purposes—

information about your transactions and experiences

We Don't Share

For our afﬁliates’ everyday business purposes—

information about your creditworthiness

We Don't Share

For nonafﬁliates to market to you

We Don't Share

Questions?

Call 412.350.5957 or go to www.citycofcu.com

Who we are
Who is providing this notice?	City Co Federal Credit Union
What we do
How does City Co FCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does City Co FCU collect my personal information?	We collect your personal information, for example, when you Open an Account or deposit money apply for a loan or provide employment info provide account information
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Deﬁnitions
Afﬁliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. City Co FCU has no affiliates
Nonafﬁliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Third party service providers
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT/TruStage.
Other important information
City Co Federal Credit Union MOBILE BANKING & MOBILE APPS City Co FCU Credit Card, (Android), and (Apple) Mobile Banking Apps periodically collect, transmit, and use geolocation information for enabling features such as, but not limited to, alerts to prevent fraudulent activity, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings.

FACTS

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