Rates
Loan Rates Schedule of Fees Share Account Dividends Share Certificates Rates Insured Deposits
| Credit Tier | A | B | C | D |
| Credit Score | 700 and over | 699-660 | 659-620 | 619-580 |
| * | APR | APR | APR | APR |
| Signature (Max) | $15,000.00 | $12,000.00 | $9,000.00 | $5,000.00 |
| 24 Months | 6.75 | 7.00 | 7.25 | 12.00 |
| 36 Months | 7.00 | 7.25 | 7.50 | 12.25 |
| 48 Months | 7.50 | 7.75 | 8.00 | 12.50 |
| 60 Months | 8.00 | 8.25 | 8.50 | n/a |
| Holiday Special (Max) | $3,500.00 | $3,200.00 | $2,800.00 | $2,000.00 |
| 12 Months/1 Year | 2.99 | 3.49 | 3.99 | 4.99 |
| New Vehicles - 2016/2015 | 100% | 100% | 100% | 80% |
| 36 Months (not titled) | 1.99 | 2.19 | 2.39 | 3.39 |
| 48 Months | 2.19 | 2.29 | 2.59 | 3.59 |
| 60 Months | 2.29 | 2.49 | 2.69 | 3.79 |
| 72 Months | 2.59 | 2.89 | 3.19 | 3.99 |
| Used Vehicles - 7 Years Old | 100% | 100% | 90% | 80% |
| 2015-2014 72 Months | 2.59 | 2.99 | 3.75 | 5.59 |
| 2013-2011 60 Months | 3.49 | 3.69 | 4.59 | 6.09 |
| 2010-2009 48 Months | 3.99 | 4.19 | 4.99 | 6.59 |
| Motorcycles - 7 Years Old | 90% | 90% | 80% | 75% |
| New - 2016/2015 60 Mths. | 6.49 | 6.75 | 7.25 | 9.00 |
| Used - 2014-2009 60 Mths. | 7.49 | 7.75 | 8.25 | 10.00 |
| VISA Credit Cards * | $15,000.00 | $10,000.00 | $8,000.00 | $4,000.00 |
| 8.50 | 12.50 | 16.50 | 16.50 | |
| 100% Share Secured Credit Card | 8.50 | |||
| Home Equity Loans | 80% | 80% | 75% | NO FEE |
| 60 Months (5 years) | 2.79 | 3.04 | 3.29 | $10,000.00 |
| 120 Months (10 years) | 3.00 | 3.25 | 3.50 | Minimum |
| 144 Months (12 years) | 3.29 | 3.54 | 3.79 | |
| 180 Months (15 years) | 3.89 | 4.14 | 4.39 | |
| 100% Share Secured Loans | *APR | |||
| 24 Months or less | 2.50 | |||
| 36 Months | 2.75 | |||
| 48 Months | 3.00 | |||
| 60 Months | 3.50 | |||
| Better Choice Loan | $578.00 Max | |||
| 90 Days | 18.00 | |||
| •All of the above loan rates and terms are subject to change without prior notice. | ||||
| •All loans are based on both your Credit Report Score and a 45% Debt Ratio. The ratio is calculated on your total monthly bill payments, divided by your total gross monthly income. | ||||
| •All loans are subject to cross collateral provisions per the signed loan note. | ||||
| •Credit Reports are obtained from Experian and based on the Fair Isaac Risk Model. | ||||
| •A total of three (3) monthly consecutive payments must be made before a member can refinance their unsecured loan. | ||||
| •If no credit score is stated on the credit report, then the C Tier rate is used. | ||||
| •If a loan is not paid by payroll deduction or ACH, .25 basis points are added to the rate. | ||||
| •Loans will not be approved with a Credit Score of less than 580. | ||||
| •APR = Annual Percentage Rate*. | ||||
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220 Grant Street
Pittsburgh, PA 15219
Phone: 412-350-5957
Fax: 412-281-9158
Routing Number: 243083224
