Loan Rates Schedule of Fees Share Account Dividends Share Certificates Rates Insured Deposits

Credit TierA PlusABCD
Credit Score740 and Over739-700699-660659-620619-580
Signature (Max)$12,000.00$10,000.00$8,000.00$6,000.00$4,000.00
24 Months7.257.788.009.0013.50
36 Months7.508.008.259.2513.50
48 Months7.758.258.509.50-
60 Months8.008.509.0010.00-
Holiday Special (Max)$3,000.00$2,500.00$2,300.00$2,000.00$1,500.00
12 Months/1 Year3.994.995.997.999.99
New Vehicles - 2017/2016100%100%100%90%80%
36 Months (not titled)1.991.992.793.997.99
48 Months1.991.992.993.997.99
60 Months1.991.993.494.508.99
72 Months2.592.693.994.999.99
Used Vehicles - 7 Years Old100%100%100%90%80%
2017-2016 72 Months2.292.692.994.998.99
2015-2013 60 Months3.293.493.995.499.99
2012-2011 48 Months3.994.255.006.0010.99
Motorcycles - 7 Years Old90%90%90%80%75%
New - 2017/2016 60 Mths.6.496.496.757.5010.00
Used - 2015-2011 60 Mths.7.497.497.758.5011.00
VISA Credit Cards *$15,000.00$15,000.00$10,000.00$8,000.00$4,000.00
100% Share Secured Credit Card8.50
Home Equity Loans80%80%80%75%
60 Months (5 years)2.892.993.293.59NO FEE'S
120 Months (10 years)3.493.593.694.19$10,000.00
144 Months (12 years)3.793.893.994.39Minimum
180 Months (15 years)3.994.094.594.89
100% Share Secured Loans*APR
24 Months or less2.60
36 Months3.00
48 Months3.20
60 Months3.60
Better Choice Loan$578.00 Max
90 Days18.00
•All of the above loan rates and terms are subject to change without prior notice.
•All loans are based on both your Credit Report Score and a 45% Debt Ratio. The ratio is calculated on your total monthly bill payments, divided by your total gross monthly income.
•All loans are subject to cross collateral provisions per the signed loan note.
•Credit Reports are obtained from Experian and based on the Fair Isaac Risk Model.
•A total of three (3) monthly consecutive payments must be made before a member can refinance their unsecured loan.
•If no credit score is stated on the credit report, then the C Tier rate is used.
•If a loan is not paid by payroll deduction or ACH, .25 basis points are added to the rate.
•Loans will not be approved with a Credit Score of less than 580.
•APR = Annual Percentage Rate*.

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220 Grant Street
Pittsburgh, PA 15219

Phone: 412-350-5957
Fax: 412-281-9158

Contact Us

Routing Number: 243083224

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